26. The survey conducted by Harris Poll indicates that.
- A. over half of the retirees are physically fit for work
- B. the old workforce is as active as the younger one
- C. one in three Americans enjoy earlier retirement
- D. more Americans are willing to work in retirement
答案：D
答案句：One in three Americans who are at least 40 have or plan to have a job in retirement to prepare for a longer life, according to a survey conducted by Harris Poll for TD Ameritrade.
参考译文：根据哈里斯民意调查公司为TD Ameritrade进行的一项调查，三分之一年龄至少40岁的美国人已经或计划在退休后继续工作，为更长的寿命做准备。
定位线索：题干“The survey conducted by Harris Poll indicates that”→答案句取自第1段“a survey conducted by Harris Poll”；文中“have or plan to have a job in retirement”对应选项D“are willing to work in retirement”。
解析：题干问Harris Poll调查表明什么，答案句直接指出“三分之一至少40岁的美国人已经或计划在退休后工作”，这正是选项D“更多美国人愿意在退休后工作”的同义转述。选项A“超过一半退休者身体适合工作”无中生有，文中未提及身体状况；选项B“老年劳动力与年轻劳动力一样活跃”范围扩大，文中未比较；选项C“三分之一美国人享受提前退休”偷换概念，文中说的是“计划退休后工作”而非“享受提前退休”。
27. It can be inferred from Paragraph 3 that Americans tend to think that
- A. retirement may cause problems for them
- B. boredom can be relieved after retirement
- C. the mental health of retirees is overlooked
- D. “unretirement” contributes to the economy
答案：A
答案句：Financial needs aren't the only culprit for the “unretirement” trend. Other reasons, according to the study, include personal fulfillment such as staying mentally fit, preventing boredom or avoiding depression.
参考译文：财务需求并不是“退休后再就业”趋势的唯一原因。根据该研究，其他原因包括个人成就感，如保持心理健康、防止无聊或避免抑郁。
定位线索：题干“Paragraph 3”→答案句取自第3段；文中“preventing boredom or avoiding depression”对应选项A“retirement may cause problems for them”（即退休可能导致无聊或抑郁等问题）。
解析：题干要求从第3段推断美国人的想法。答案句指出人们退休后工作是为了“防止无聊或避免抑郁”，暗示退休本身可能带来无聊或抑郁等负面问题，因此可推断选项A“退休可能给他们带来问题”正确。选项B“无聊在退休后可以缓解”与原文相反，原文说工作是为了防止无聊；选项C“退休者的心理健康被忽视”无中生有，文中未提及被忽视；选项D“退休后再就业促进经济”答非所问，文中未涉及经济贡献。
28. Retirement patterns are changing partly due to.
- A. labor shortage
- B. population growth
- C. longer life expectancy
- D. rising living costs
答案：C
答案句：One reason for the change in retirement patterns: Americans are living longer. The share of the population 65 and older was 16% in 2018, up 32% from the prior year, according to the US. Census Bureau.
参考译文：退休模式变化的一个原因：美国人寿命更长。根据美国人口普查局的数据，2018年65岁及以上人口占比为16%，比上一年增长32%。
定位线索：题干“Retirement patterns are changing partly due to”→答案句取自第4段“One reason for the change in retirement patterns”；文中“Americans are living longer”对应选项C“longer life expectancy”。
解析：题干问退休模式变化的部分原因，答案句明确指出“美国人寿命更长”，即选项C“更长的预期寿命”。选项A“劳动力短缺”无中生有，文中未提及；选项B“人口增长”范围扩大，文中说的是老年人口比例上升而非总人口增长；选项D“生活成本上升”偷换概念，文中提到“making ends meet”但并非退休模式变化的原因。
29. Many ”unretirees“ are increasing their savings by.
- A. investing more in stocks
- B. taking up odd jobs
- C. getting well-paid work
- D. spending less
答案：D
答案句：Among the most popular ways they are doing this, the company said, is by reducing their overall expenses, securing life insurance or maximizing their contributions to retirement accounts.
参考译文：该公司表示，他们这样做最流行的方式包括减少总体开支、购买人寿保险或最大化对退休账户的缴款。
定位线索：题干“Many 'unretirees' are increasing their savings by”→答案句取自第5段“Among the most popular ways they are doing this”；文中“reducing their overall expenses”对应选项D“spending less”。
解析：题干问“unretirees”如何增加储蓄，答案句列出最流行方式，其中“减少总体开支”即选项D“花费更少”的同义改写。选项A“投资更多股票”无中生有，文中未提及股票；选项B“做零工”和选项C“获得高薪工作”均未在答案句中出现，属于无中生有。
30. With regard to retirement, Brent Weiss thinks that many people are
- A. unprepared
- B. unafraid
- C. disappointed
- D. enthusiastic
答案：A
答案句：Unfortunately, many people who are opting to work in retirement are preparing to do so because they are worried about making ends meet in their later years, said Brent Weiss, a co-founder at Baltimore-based financial-planning firm Facet Wealth. He suggested that preretirees should speak with a financial adviser to set long-term financial goals. “The most challenging moments in life are getting married, starting a family and ultimately retiring, Weiss said. ”It's not just a financial decision, but an emotional one.
Many peop
参考译文：不幸的是，许多选择在退休后继续工作的人之所以这样做，是因为他们担心晚年入不敷出，巴尔的摩金融规划公司Facet Wealth的联合创始人布伦特·韦斯说道。他建议准退休人员应与财务顾问交谈，以设定长期财务目标。“人生中最具挑战性的时刻是结婚、组建家庭，以及最终退休，”韦斯说。“这不仅是财务决策，也是情感决策。”
定位线索：题干“Brent Weiss thinks that many people are”→答案句取自倒数第二段“Brent Weiss...said...”；文中“worried about making ends meet”和“should speak with a financial adviser to set long-term financial goals”对应选项A“unprepared”（未准备好的）；文中“unprepared”未直接出现，但“担心入不敷出”和“需要建议”暗示缺乏准备。
解析：题干问Brent Weiss认为许多人对退休的态度。答案句中，Weiss指出许多人因担心晚年入不敷出而选择工作，并建议准退休人员咨询财务顾问设定长期目标，这暗示他们缺乏充分准备，因此选项A“unprepared”正确。选项B“unafraid”与“worried”矛盾；选项C“disappointed”和D“enthusiastic”在原文中无依据，属于无中生有。